Lease-to-Own & Financing Options

Laser Equipment Financing available from NCMIC - 90 Day Deferral & No money down

• 100% financing – Finance your entire purchase, including software, freight, taxes, and more.
• Flexible Plans & Deferrals – Choose a repayment plan from 12 to 60 months. Defer your first payment for up to 90 days, so you can put your equipment to use without immediately impacting cash flow.
• No Prepayment Penalties – You can pay off the remaining principal balance any time you like. You’ll only pay interest for the time you have the loan. The earlier you pay off, the more you save.
• Fast Approvals and Funding – credit decisions in as few as 2 hours
• Protect your lines of credit – NCMIC does not report business loans to personal or business credit bureaus.
• Preserve your borrowing power for other business opportunities.
NOTE: A minimum purchase of $2500 is required for financing

For consumers who don’t have a business, you could still qualify for 6 Months NO Pay Financing upon approval with PayPal Credit. After approval, simply ask us for a PayPal invoice and then you choose the option to pay with PayPal CREDIT. Simply go to the PayPal CREDIT Application first and get prequalified for 6 Months NO Pay Financing, and then make the purchase.

For business owners and practitioners, please use the link below to complete the online express application:
Financing Application with NCMIC FINANCE CORP

Please contact Mr. Kalon Prensky, Laser Specialist, to request a Proforma Invoice that NCMIC Finance Corporation will request from you to complete your financing approval. Call Toll-Free 800-575-7963

Why Finance…​

• Cover the cost of your new equipment with the revenue it generates
• Safeguard against inflation
• Monthly payments to fit your budget
• Realize tax advantages

Tax Benefits

Take advantage of any tax deductions that apply when purchasing new or used equipment. We recommend you talk with your financial or tax advisor to make sure you’re maximizing those opportunities.

Section 179 of the Internal Revenue Code is meant to help you improve your practice by adding new or used equipment. The tax savings help you offset payments if you choose to finance.

Under Section 179, your practice could deduct up to $500,000 for any qualifying equipment purchases, even if it’s 100% financed.

How Section 179 Could Work for You
Let’s say you’re expanding your practice and negotiated great prices on a new table and X-ray machine. The total cost is $25,000. Under Section 179 rules, you may be able to deduct the full equipment cost in the year you put the equipment to use.

If you’re in the 35% tax bracket, your tax savings could be $8,750. The amount you save in taxes could exceed the number of loan payments made through the entire first year. Take a look:

Big Tax Savings:

Equipment Cost:
Section 179 Deduction:
Tax Savings (35% tax bracket):
$25,000
$25,000
$8,7500

Equipment Cost: $25,000
Section 179 Deduction: $25,000
Tax Savings (35% tax bracket): $8,7500

How to Apply?

For business owners and practitioners, please use the link below to complete the online express application:
http://www.ncmic.com/expressapp

Please contact Mr. Kalon Prensky, Laser Specialist, to request a Proforma Invoice that NCMIC Finance Corporation will request from you to complete your financing request.

We look forward to doing business with you and serving your Class 4 Laser needs.

Call a Laser Specialist for support at Toll-Free 1-800-575-7963 or 808-870-0348